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Car Loan

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What is a Car Loan ?

Cars today are a basic utility that everyone feels the need to own. You’ve been waiting patiently and saving for that purpose. Funding kart offers you the opportunity to own a car that you would not dream to own a decade ago. Funding kart offers tailor-made car loans with exclusive features both for salaried and self-employed persons. To get your car within your reach, talk to your Funding kart Team for constructive choices via phone, email, or chat, and apply for a Car Loan to get your Funding kart’s  Flexible Car Loans Advantage. Own a car you want with Funding kart’s  team at your service!

Car Loan – Process

  • Select the Product
  • Fill Out Application
  • Receive Sanction Letter
  • Approval of Loan
  • Loan Amount Disbursal

Why Choose Us

Funding kart  has the means and resources to make life comfortable and secure for you. You may command our interest in your assignment to procure a car to make life easy for you. We are interested in your goodwill. Our loan professionals understand and predict the nature of your financial liquidity. Being aware of your troubles and travails of availing car finance for the new car you have in mind, makes us less fussy, and more capable of assistance. However challenging your case, we will not turn our back on you. That’s the reason why more than 150 well-known Banks and NBFCs have partnered with us. Our 24/7 digital resources are designed to serve your immediate and urgent computing needs, so that you can compute your car loan eligibility, EMIs, cost of loan, etc. With an eye on your wellbeing, we work for you. Trust us, you’ll thank your stars that you’re with us.

Funding kart has on offer the best features when you plan to avail a Car Loan:

Car Loan – Benefits and Characteristics

  • Finance for purchasing of both new and used cars
  • 85% to 90% of on-road price available as finance. Some lenders also offer 100% finance depending on the vehicle on-road price
  • Loans tenures range from 1 year to 7 years
  • Loan value or loan amount up to three times your annual income also sanctioned
  • Instant finance also offered on select cars
  • Additional discounts and offers available on dealer or manufacturer-lender tie-ups
  • Purchased car acts as collateral until completion of loan repayment
  • Repayment structured on easy Equated Monthly Instalments

Top Up Loan on New Car Loan – up to 150% of your Car loan value

A top up loan on your new car loan refers to a top up facility availed on your existing car loan. This means, that if you have availed a car loan from a lender, and you need additional funds for expenses of different kinds, you can take a top up loan on your existing car loan. This kind of facility offers instantly process your top up request for quick and instant approval, and disbursal of your additional funds. Some lenders offer you up to 150% of your car loan value, but this varies from lender to lender.

This kind of arrangement means, you don’t have to transfer your existing car loan to a new lender who offers you a top up along with a balance transfer. This also means, you are saving on time and energy, since you don’t have to make additional loan applications for new funds. This one-stop solution allows you access to funds in the form of a top up loan on your existing car loan without having to go shopping for a new lender. Talk to Funding kart for offers related to new car loans with top up facilities. Funding kart offers you a range of car loan solutions in collaboration with well-known banks and NBFCs.

Eligibility Criteria for a New Car Loan Top Up

  • To qualify for a new car top up loan, you will require to have an existing car loan with the same lender.
  • Your current car loan lender will have prescribed you a period of repayment of a certain amount, and you can avail top up loan when you complete this condition.
  • The car loan lender will want your repayment record to be good, and that too without overdue EMIs, and without missed EMIs.
  • You must be a person with good income, and stable occupation in order to qualify for a new car loan top up.
  • Your credit score reflects your ability to repay your borrowings, and for this, you need to have a good credit score

Documents Required for New Car Loan

Individual Cases
Salaried Self Employed
Income Proof Latest 2 Salary Slips & Latest Form 16 1. Latest ITR
Bank Statement Latest 3 months Bank Statement
Age Proof PAN / Driving License/ Passport/ Birth Certificate

Documents Required for New Car Loan Top Up

  • Application Form
  • Registration Certificate of Vehicle
  • KYC Documents

Funding kart is one of the leading credit lending establishment founded by professionals and financial experts who with an experience of 15 years have created a rich profile of satisfying the needs of more than 1 lakhs+ clients.

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