Documents you need to keep handy to prove your eligibility for a Home Loan

Application Form

Application Form – Completely Filled-Out with Signatures

Photographs

3 Passport Sized Photographs

Identity Proof

• • Aadhaar Card
  • PAN
  • Voter ID
  • Passport
  • Driving License

Proof of Age

• • Any of the above Identity Proof with Permanent Address
  • Birth Certificate
  • SSC School Leaving Certificate

Residence or Address Proof

• • Any of the above Identity Proof with Permanent Address
  • Electricity Bill
  • Telephone Bill
  • Post-Paid Mobile Phone Bill
  • Water Tax Receipt
  • Property Tax Receipt
  • LIC Policy Receipt
  • Recognized Public Authority Verification Letter

Property Documents required for Home Loan

• • Sale Deed with  all parent link deeds
  • Registered Agreement for Sale
  • Approved Colony layout Plan by Competent authority.
  • Approved Building Plan by Competent authority.
  • Allotment Letter
  • No Objection Certificate or NOC from society.
  • Property Tax Receipt
  • Construction Cost Estimate
  • Bank Account Statement of Payment Made to Seller or Builder
  • Payment Receipt of Payment Made to Seller or Builder

Additional Loan Documents List for Salaried Individual

• • Form 16 (Part A and Part B) and filed income tax return of the past two year.
  • Employee Identity Card
  • Employer’s Certified Letter
  • Duration of Employment Evidence
    • Appointment Letter
    • Confirmation Letter
    • Promotion Letter
    • Increment Letter
  • 3 Months’ Salary Slip (latest)
  • 6 Months  Bank Account Statement (Salary Account)
  • 2 Years IT Returns

Additional Loan Documents List for Self Employed

• • Proof of Business
    • PAN
    • GST Registration Certificate
    • Trade License
    • Partnership Deed
    • Article of Association
    • Memorandum of Association
    • Import Export Code
    • SEBI Registration Certificate
    • ROC Registration Certificate

• • 3 years Income Tax Returns with computation sheet and balance Sheet
  • One year Saving/Current account Statement
  • Professional Practice License for Doctors, Consultants, etc
  • Registration Certificate of Establishment for Shops, Factories, and Other Establishments
  • Business Address Proof (Electricity Bill Copy)